info@summitbasementco.com
(330) 217-2246
Break your project into predictable monthly payments
Flexible Financing Options
For when you need urgent repairs
The need for foundation repairs can seemingly come out of nowhere, making it impossible to budget for them, but don’t worry; you won’t have to break the bank. With our partner Hearth, Summit Basement Company can provide flexible financing options to help you get the repairs you need.
What is Hearth?
Hearth offers flexible financing options
Our partner Hearth helps our customers make informed financial decisions about repairs or their renovations. Hearth connects homeowners to financing options and, when appropriate, shows homeowners how to craft an accurate budget for their home improvements.
The Benefits of Working With Hearth
Finance your project quickly
Check rates in under 2 minutes
Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.
Loans typically fund in 1-5 days**
If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.
Fixed monthly payments
Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.
No prepayment penalties!
You can pay off the loan early with no additional fees.
Schedule Inspection
Contact us for a free basement or foundation inspection. We’ll provide you with quotes for your project. Next, we can give you access to Hearth or help walk you through the process.
Finalize & Verify
Finalize your application and verify your income with a lending partner.
How to get financed
It’s easy with Hearth
Loan Form
Fill out the digital loan form. This process will not affect your credit score. Then review your available payment options.
Get Approved
If approved, get funded from your lender. Then contact us to schedule your basement or foundation project.
How to get financed
It’s easy with Hearth
Schedule Inspection
Contact us for a free basement or foundation inspection. We’ll provide you with quotes for your project. Next, we can give you access to Hearth or help walk you through the process.
Finalize & Verify
Finalize your application and verify your income with a lending partner.
Loan Form
Fill out the digital loan form. This process will not affect your credit score. Then review your available payment options.
Get Approved
If approved, get funded from your lender. Then contact us to schedule your basement or foundation project.
Rates with Hearth
Reasonable with no hidden fees
Installment loans have predictable monthly payments and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has three rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below but may receive options with lower or higher APRs.
*For each self-reported credit score range, the pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
**For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users
with minimum APRs between the 10th and 75th percentiles.
***For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.
What Our Customers Are Saying