Project Financing

Break your project into predictable monthly payments

Flexible Financing Options

For when you need urgent repairs

The need for foundation repairs can seemingly come out of nowhere, making it impossible to budget for them, but don’t worry; you won’t have to break the bank. With our partner Hearth, Summit Basement Company can provide flexible financing options to help you get the repairs you need.

What is Hearth?

Hearth offers flexible financing options

Our partner Hearth helps our customers make informed financial decisions about repairs or their renovations. Hearth connects homeowners to financing options and, when appropriate, shows homeowners how to craft an accurate budget for their home improvements.

The Benefits of Working With Hearth

Finance your project quickly

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Check rates in under 2 minutes

Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.

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Loans typically fund in 1-5 days**

If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.

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Fixed monthly payments

Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.

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No prepayment penalties!

You can pay off the loan early with no additional fees.

Schedule Inspection

Contact us for a free basement or foundation inspection. We’ll provide you with quotes for your project. Next, we can give you access to Hearth or help walk you through the process.

Finalize & Verify

Finalize your application and verify your income with a lending partner.

How to get financed

It’s easy with Hearth

Hearth Icon | Summit Basement Company | Akron OH

Loan Form

Fill out the digital loan form. This process will not affect your credit score. Then review your available payment options.

Get Approved

If approved, get funded from your lender. Then contact us to schedule your basement or foundation project.

How to get financed

It’s easy with Hearth

Schedule Inspection

Contact us for a free basement or foundation inspection. We’ll provide you with quotes for your project. Next, we can give you access to Hearth or help walk you through the process.

Finalize & Verify

Finalize your application and verify your income with a lending partner.

Loan Form

Fill out the digital loan form. This process will not affect your credit score. Then review your available payment options.

Get Approved

If approved, get funded from your lender. Then contact us to schedule your basement or foundation project.

Rates with Hearth

Reasonable with no hidden fees

Installment loans have predictable monthly payments and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has three rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below but may receive options with lower or higher APRs.

Hearth Credit Score Rating Chart | Summit Basement Company | Akron OH

*For each self-reported credit score range, the pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request.
**For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users
with minimum APRs between the 10th and 75th percentiles.
***For example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.

 

Contact Summit Basement Company

We’re here to help

If you notice any problems in your basement or crawl space, don’t wait. Contact us today and schedule your FREE ESTIMATE.

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